Mortgage and Homebuying 101

#debttoincome #mortgage #homeloan
Homebuyer101: How To Calculate Your Debt To Income Ratio And Why You Need To Know Those Numbers When Buying a Home!

What is Debt to Income Ratio? The debt to income ratio is the percentage of a consumer's monthly gross income that goes toward paying debts. This is extremely important when buying a house and at the beginning of your home buying process with any real estate!

If you're a first time home buyer or real estate investing, this is a very important topic for you and your family to understand!

Contact Me At: Licensed in 48 states;)
707-478-0637
Pick a time to chat here: https://calendly.com/jennifer-beeston/preapproval-q-a

Email: beeston@rate.com
Apply for a mortgage now at www.zerostressmortgage.com

Instagram @jenbeeston

Facebook Jenniferbeestonmortgage

Jennifer Beeston, SVP Mortgage Lending, Guaranteed Rate Mortgage



More Helpful Content:

Home Loan Basics: https://www.youtube.com/watch?v=QfbvdEwckRo&list=PLj_WNhYgLtBeXxLYqeJiwsH5kmLxQHaHB

Loan Programs: https://www.youtube.com/watch?v=iSuovCK8n78&list=PLj_WNhYgLtBefQLJBRk9bGfytvfsBoR21

VA Loans: https://www.youtube.com/watch?v=qejJOA58lgM&list=PLj_WNhYgLtBfeAKmZAax8yFYkCDDDT3JD

Real Estate Breaking News: https://www.youtube.com/watch?v=FTFXc7vjkFc&list=PLj_WNhYgLtBcR_21mpZXScYzQksgrpE88

Mortgage Rates/Refinancing: https://www.youtube.com/watch?v=GUOnvGJv7D0&list=PLj_WNhYgLtBcqbRzmY2lce5M_0tAbPWWf

Jennifer Beeston NMLS ID:247743; State License Numbers: AL - Licensed, AR - Licensed, CA - CA-DOC247743 - 413 0699, IA - 33839 , IL - 031.0054184, IN - 41478 , KS - LO.0039219, LA - Licensed, ME - Licensed, MN - MN-MLO-247743, ND - NDMLO247743, NY - Licensed, SD - MLO.08498, TX - Licensed, VA - MLO-40552VA, WA - MLO-247743 - CL-2611, WI - 247743, WY – 8203 FL

GR NMLS ID #2611 www.nmlsconsumeraccess.org

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

#mortgagelender #loanrequirements #mortgage #mortgagequalification

WHY is the most important question you can ask when you are denied a preapproval or a mortgage . Assuming all lenders qualify the same and have the same skill level is like assuming all hamburgers taste the same regardless of who makes them. Let's dig into it.

Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me:

1) Book a call with me: https://calendly.com/jennifer-beeston

2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637

3) Call me 707-478-0637

TikTok @jenniferbeeston
Instagram - www.instagram.com/jenbeeston
Facebook - www.facebook.com/jenniferbeestonmortgage

Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2020

More Helpful Content:

Home Loan Basics: https://www.youtube.com/watch?v=Qfbvd...​

Loan Programs: https://www.youtube.com/watch?v=iSuov...​

VA Loans: https://www.youtube.com/watch?v=qejJO...​

Real Estate Breaking News: https://www.youtube.com/watch?v=FTFXc...​

Mortgage Rates/Refinancing: https://www.youtube.com/watch?v=GUOnv...​

www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
https://www.guaranteedrate.com/disclaimer.php
https://www.guaranteedrate.com/licensing.php
Equal Housing Lender - www.nmlsconsumeraccess.org

State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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#credithacks #creditscore #homebuying #creditrepair
Credit is so important and doing just a few little things can really make a difference when it comes to your credit score. With a conventional mortgage or Jumbo mortgage credit is the key to the best mortgage interest rate.

Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me:

1) Book a call with me: https://calendly.com/jennifer-beeston

2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637

3) Call me 707-478-0637

TikTok @jenniferbeeston
Instagram - www.instagram.com/jenbeeston
Facebook - www.facebook.com/jenniferbeestonmortgage

Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2020

More Helpful Content:

Home Loan Basics: https://www.youtube.com/watch?v=Qfbvd...​

Loan Programs: https://www.youtube.com/watch?v=iSuov...​

VA Loans: https://www.youtube.com/watch?v=qejJO...​

Real Estate Breaking News: https://www.youtube.com/watch?v=FTFXc...​

Mortgage Rates/Refinancing: https://www.youtube.com/watch?v=GUOnv...​

www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
https://www.guaranteedrate.com/disclaimer.php
https://www.guaranteedrate.com/licensing.php
Equal Housing Lender - www.nmlsconsumeraccess.org

State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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#fha #fhaloan #firsttimehomebuyer #fhamortgage

Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me:

1) Book a call with me: https://calendly.com/jennifer-beeston

2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637

3) Call me 707-478-0637

TikTok @jenniferbeeston
Instagram - www.instagram.com/jenbeeston
Facebook - www.facebook.com/jenniferbeestonmortgage

Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2020

More Helpful Content:

Home Loan Basics: https://www.youtube.com/watch?v=Qfbvd...​

Loan Programs: https://www.youtube.com/watch?v=iSuov...​

VA Loans: https://www.youtube.com/watch?v=qejJO...​

Real Estate Breaking News: https://www.youtube.com/watch?v=FTFXc...​

Mortgage Rates/Refinancing: https://www.youtube.com/watch?v=GUOnv...​

www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
https://www.guaranteedrate.com/disclaimer.php
https://www.guaranteedrate.com/licensing.php
Equal Housing Lender - www.nmlsconsumeraccess.org

State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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#loanprocess #mortgageprocess #buyingahome Clearly I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 46 states for purchase and refinances. Here is how to contact me:
1) Book a call with me: https://calendly.com/jennifer-beeston
2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637
3) Call me 707-478-0637

Instagram - www.instagram.com/jenbeeston
Facebook - www.facebook.com/jenniferbeestonmortgage

Jennifer Beeston, SVP Mortgage Lending, Guaranteed Rate, Inc.
Top 1% in the nation 2016-2020

*Proudly Offering Purchase Loans + Refinances in, Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington, Wisconsin, West Virginia and Wyoming.

More Helpful Content:

Home Loan Basics: https://www.youtube.com/watch?v=QfbvdEwckRo&list=PLj_WNhYgLtBeXxLYqeJiwsH5kmLxQHaHB

Loan Programs: https://www.youtube.com/watch?v=iSuovCK8n78&list=PLj_WNhYgLtBefQLJBRk9bGfytvfsBoR21

VA Loans: https://www.youtube.com/watch?v=qejJOA58lgM&list=PLj_WNhYgLtBfeAKmZAax8yFYkCDDDT3JD

Real Estate Breaking News: https://www.youtube.com/watch?v=FTFXc7vjkFc&list=PLj_WNhYgLtBcR_21mpZXScYzQksgrpE88

Mortgage Rates/Refinancing: https://www.youtube.com/watch?v=GUOnvGJv7D0&list=PLj_WNhYgLtBcqbRzmY2lce5M_0tAbPWWf

State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203

Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403

GR NMLS ID #2611 www.nmlsconsumeraccess.org
NMLS Consumer Access - www.nmlsconsumeraccess.org

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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#retired #retirement #gettingamortgage

Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me:

1) Book a call with me: https://calendly.com/jennifer-beeston

2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637

3) Call me 707-478-0637

TikTok @jenniferbeeston
Instagram - www.instagram.com/jenbeeston
Facebook - www.facebook.com/jenniferbeestonmortgage

Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2020

More Helpful Content:

Home Loan Basics: https://www.youtube.com/watch?v=Qfbvd...​

Loan Programs: https://www.youtube.com/watch?v=iSuov...​

VA Loans: https://www.youtube.com/watch?v=qejJO...​

Real Estate Breaking News: https://www.youtube.com/watch?v=FTFXc...​

Mortgage Rates/Refinancing: https://www.youtube.com/watch?v=GUOnv...​

www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
https://www.guaranteedrate.com/disclaimer.php
https://www.guaranteedrate.com/licensing.php
Equal Housing Lender - www.nmlsconsumeraccess.org

State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 46 states for purchase and refinances. Here is how to contact me:

1) Book a call with me: https://calendly.com/jennifer-beeston

2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637

3) Call me 707-478-0637

TikTok @jenniferbeeston
Instagram - www.instagram.com/jenbeeston
Facebook - www.facebook.com/jenniferbeestonmortgage

Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2020

More Helpful Content:

Home Loan Basics: https://www.youtube.com/watch?v=Qfbvd...​

Loan Programs: https://www.youtube.com/watch?v=iSuov...​

VA Loans: https://www.youtube.com/watch?v=qejJO...​

Real Estate Breaking News: https://www.youtube.com/watch?v=FTFXc...​

Mortgage Rates/Refinancing: https://www.youtube.com/watch?v=GUOnv...​

www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
https://www.guaranteedrate.com/disclaimer.php
https://www.guaranteedrate.com/licensing.php
Equal Housing Lender - www.nmlsconsumeraccess.org

State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 46 states for purchase and refinances. Here is how to contact me:

1) Book a call with me: https://calendly.com/jennifer-beeston

2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637

3) Call me 707-478-0637

TikTok @jenniferbeeston
Instagram - www.instagram.com/jenbeeston
Facebook - www.facebook.com/jenniferbeestonmortgage

Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2020

More Helpful Content:

Home Loan Basics: https://www.youtube.com/watch?v=Qfbvd...​

Loan Programs: https://www.youtube.com/watch?v=iSuov...​

VA Loans: https://www.youtube.com/watch?v=qejJO...​

Real Estate Breaking News: https://www.youtube.com/watch?v=FTFXc...​

Mortgage Rates/Refinancing: https://www.youtube.com/watch?v=GUOnv...​

www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
https://www.guaranteedrate.com/disclaimer.php
https://www.guaranteedrate.com/licensing.php
Equal Housing Lender - www.nmlsconsumeraccess.org

State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 46 states for purchase and refinances. Here is how to contact me:

1) Book a call with me: https://calendly.com/jennifer-beeston

2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637

3) Call me 707-478-0637

TikTok @jenniferbeeston
Instagram - www.instagram.com/jenbeeston
Facebook - www.facebook.com/jenniferbeestonmortgage

Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2020

More Helpful Content:

Home Loan Basics: https://www.youtube.com/watch?v=Qfbvd...​

Loan Programs: https://www.youtube.com/watch?v=iSuov...​

VA Loans: https://www.youtube.com/watch?v=qejJO...​

Real Estate Breaking News: https://www.youtube.com/watch?v=FTFXc...​

Mortgage Rates/Refinancing: https://www.youtube.com/watch?v=GUOnv...​

www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
https://www.guaranteedrate.com/disclaimer.php
https://www.guaranteedrate.com/licensing.php
Equal Housing Lender - www.nmlsconsumeraccess.org

State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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You may be your own worst enemy. Seriously, I see it all the time. People who have stayed out of the housing market because they thought they did not have a chance. I also chat with people all the time where the call is them literally telling me they wont qualify and me telling them 100 times over that yes they do. Our early experiences with money shape the way we treat and feel about it later in life. How your parents handled money can shade your reality and your future. I am here to say stop declining yourself. Call me and lets put together a plan or take away that doubt. I 100% understand what you are going through. I actually do the same thing. No joke, even now.

Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me:

1) Book a call with me: https://calendly.com/jennifer-beeston

2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637

3) Call me 707-478-0637

TikTok @jenniferbeeston
Instagram - www.instagram.com/jenbeeston
Facebook - www.facebook.com/jenniferbeestonmortgage

Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2020

More Helpful Content:

Home Loan Basics: https://www.youtube.com/watch?v=Qfbvd...​

Loan Programs: https://www.youtube.com/watch?v=iSuov...​

VA Loans: https://www.youtube.com/watch?v=qejJO...​

Real Estate Breaking News: https://www.youtube.com/watch?v=FTFXc...​

Mortgage Rates/Refinancing: https://www.youtube.com/watch?v=GUOnv...​

www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
https://www.guaranteedrate.com/disclaimer.php
https://www.guaranteedrate.com/licensing.php
Equal Housing Lender - www.nmlsconsumeraccess.org

State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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