Money Monday

#truebill #personalfinance #review
Link to Original video: https://youtu.be/wNQRo3yAAu0
So have I left Mint and made the move to Truebill????

This one is quick Video but here are the reasons I cancelled and deleted my Truebill account
1) I did not like that it decided what I would have to pay for premium service after it had my accounts. I also did not love that it said I could pay whatever I thought was appropriate but could not go below $7. I felt like it was trying to guilt me into paying more luckily I have no shame. Trust you have never seen someone try to go to zero so many times
2) The subscription cancelling was mildly effective. I like the organization of it but it could only cancel the really easy stuff. At $7 a month $84 year... I will print up my credit card and bank statements and take a highlighter out and start dialing. Would I pay $84 if it cancelled all of them? Yes, but once again it did not and charging a subscription fee to get rid of subscriptions is ridic
3) From a mortgage perspective it is an awesome way for Rocket to start monitoring potential buyers from a much earlier age then they would normally see. It is a great way to nurture future business. Personally, Its a little too "big brother" for me. They are getting such great data I don't really see why they need to charge. Ultimately I would assume they will parlay the site into offering credit cards, personal loans and equity lines which is another money maker so do they really need to charge a monthly fee? That bothered me as with sites like www.mint.com being free and superior it is unnecessary,
4) They say the negotiate bills for you and save you money. I looked at this but after reading reviews of that portion it seemed too high risk and the fact they are keeping 40% of what they save is the wrong number. Before you try this read reviews.
5) The basic budgeting that is free is not as good as www.mint.com

Overall I am still a Mint gal and will continue referring that to clients. Have something you want me to review? Let me know


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