The #1 Home Buying Mistake (And How to Avoid It!)

The "Click-Click-Buy" Trap

We live in a world of instant gratification. Amazon, Instagram, and TikTok have trained us to expect immediate results with a simple click. Major home websites have caught on to this trend. You see a house you like on Zillow or Realtor.com, and with one click, they offer to connect you with an agent. Sounds convenient, doesn't it? But here's what they don't tell you: these websites often profit from connecting you with agents, who either pay a portion of their commission (30-40%) or pay a monthly fee for your information.

Big Home Websites: The Hidden Agenda

These online platforms are businesses, and their primary goal is to make money. When you click that "connect with an agent" button, you're not necessarily getting the best agent. You're getting an agent who's paying to be there. Don't assume these websites are hand-picking experts just for you. They're simply connecting you with agents who are willing to pay for leads.

Why a Good Agent is Worth Their Weight in Gold

Some people think real estate agents are just glorified door openers. And, unfortunately, some are. A bad agent is basically useless, just unlocking doors and pointing out features. However, a good real estate agent is so much more. They're market experts, skilled negotiators, and your advocate in a complex transaction. They know what to look out for and how to protect you, ensuring your house is an asset, not a liability.

The Realtor Research Deep Dive

So, how do you find a good real estate agent? Start by interviewing and researching them before you even start looking at houses.

Why You Need to Interview Realtors Before Seeing Homes

Buyer agreements in many states can commit you to an agent if they show you a home, even if you just thought it was a casual showing. Suddenly, that agent is your negotiator, whether you like it or not. Don't let someone else choose your negotiator for you.

Negotiation is Key: An Example

Imagine you're buying a $400,000 house. Do you want the best negotiator in town, or someone who simply says, "It's listed for $400,000, so offer $400,000?" A good agent will analyze comparable sales, market trends, and the property's history to develop a winning negotiation strategy. They'll advise you on the best approach, even if it means offering less than the asking price. They'll fight for your best interests.

Where to Start Your Realtor Search

Start with a targeted online search. For example, if you're looking in Miami Beach, try searching “Miami Beach Florida realtor Zillow” on Google.

Zillow Tips and Traps

Don't just click the first button you see on Zillow or Realtor.com. Pay attention to the agent's profile. That "Premier Agent" badge doesn't mean they're the best; it means they're paying for premium placement. Look for information on how many homes they've sold in the last 12 months. An agent with zero sales in the past year might not be the best choice.

Choosing the Right Lender: It's Not Just About Rates

Many people simply go with the lender their real estate agent recommends. While this can be convenient, it's not always the best approach.

Why Realtor Recommendations Can Be Misleading

Real estate agents often recommend lenders for various reasons. Sometimes it's because the lender is responsive and easy to work with. Sometimes it's because the lender provides marketing support or attends open houses. And sometimes, it's simply because of a personal relationship. You don't always know the agent's motivation.

The Lender's Allegiance

Ideally, you want a lender who works for you, not the real estate agent. A lender referred by your agent might prioritize the agent's needs over yours. There may be pressure to use the realtor's mortgage company.

Finding a Lender Who's the Right Fit

Research lenders and read reviews. Look beyond the company name and focus on the individual loan officer. A five-star rating for a company doesn't guarantee a five-star experience with every employee. Some loan officers are incredibly knowledgeable and helpful, while others may lack experience or prioritize their own interests.

Personality Matters

Not every lender is for everyone. Some borrowers want a lender who simply crunches numbers and stays out of the way. Others prefer a more involved lender who provides guidance and support throughout the process. My team and I are known for our direct and involved approach. We act as your backup, your crew, and your trusted advisors. And YES, we even point out potential red flags, even if it's not what you want to hear.

The Underappreciated Home Inspector: Your Future Budget's Eyes

Don't underestimate the importance of a good home inspector. They are your eyes for your budget for the future, and they are just as critical as the real estate agent and the lender.

Don't Skimp on the Inspection (And Don't Just Take a Realtor's Rec)

Your home inspector works for you. Don't just go with whoever your realtor recommends. Research and choose an inspector who is thorough, experienced, and unbiased. The home inspector's job is to identify potential problems with the property, saving you from costly repairs down the road.

The Dream Team: Realtor, Lender, and Inspector Working for You**

The dream when you're buying a house is to have a very experienced crew that's there as your backup. You want a realtor, a lender, and a home inspector who are all working for you, providing expert guidance and support every step of the way. They should use their knowledge and experience to help you avoid costly mistakes and set you up for long-term success.

Conclusion

Don't make the biggest home buying mistake: ending up with just any realtor, lender, and home inspector. Take the time to research and choose professionals who are truly on your side. Build a strong support system to guide you through the process and set you up for a successful future as a homeowner.

If you're ready to get pre-approved, apply here. If you have questions about buying a home, call or text 786-933-2077. You can book a phone call here. For information on VA Loans, check out my free VA Course.

• Referenced above regarding sites taking a part of the Realtor they recommend commission https://www.zillow.com/premier-agent/flex-pricing/
• https://succeed.realtor.com/2025-cp-aimhigh-testimonials-MainCopyutm_campaign_information=Brand_City1&utm_campaign_id=7013a000002tqxZAAQ&utm_source=Google&utm_medium=CPC&lead_origin=Paid+Ads&utm_content=Paid&utm_term=realtor%20com%20seller%20leads&gad_source=1&gclid=Cj0KCQjwqIm_BhDnARIsAKBYcmvF3qAMEF-L56_-Pt7ySRxscNEA9qzhPZVL-xBxJHS4CtbxDFrieSsaAuinEALw_wcB
  

Book Your Mortgage Consultation Now

Ready to take the next step towards your dream home? Book a consultation with Jennifer Beeston today!

Whether you're a first-time buyer or looking to refinance, Jennifer is here to guide you through the process with ease and clarity.