[Complete Guide] How to Rate Shop Lenders?

How to Rate Shop Lenders

[Complete Guide] How to Rate Shop Lenders? First things first.  You are not going to put your name and contact information on any sites that say they will offer you the lowest rate.  That is a last resort. Some of those sites literally are selling your info for $50+ to multiple lenders which can turn…

Read More

2nd Job Income for Loan Qualifying [Key Takeaways]

2nd Job Income for Loan Qualifying Often when people are looking at buying a home, they will get a 2nd job or an additional source of income so they can qualify for more house or save a bigger down payment.  People are often disappointed when I let them know that in order for a lender…

Read More

VA Loans and Your Credit Scores Impact on Rates

Va Loan and Credit Scores

VA Loans and Your Credit Scores Impact on Rates VA loans are different from conventional loans in many ways.  One of those ways is the impact to the rate based on your credit score.  If you are doing a conventional loan your credit score is very important as it is one if the factors lenders…

Read More

The Basics Of Money To Finance a Great Life!

the-basics-of-hard-money-lending

The Basics Of Money to Finance a Great Life! Money is mysterious. It should not be but it is. We live in a country where our education system does not cover the basics of money. We cover 17th-century history but not how to balance a checkbook or use a budget. We have people coming out…

Read More

How To Freeze Credit in 2020

How To Freeze Credit in 2020 Identity theft is happening everywhere. Everything is hackable and literally nothing is safe. The IRS has been hacked for goodness sake so you really have to go above and beyond to keep your credit safe. In order to protect yourself, I recommend freezing your credit. Freezing your credit makes…

Read More

COVID 19, Foreclosures and the Impact to Housing

How To Finance A Foreclosure In 2020 - The Real Estate Foreclosure

Dear Foreclosure Hunters, With unemployment hitting levels worse than the great depression people are wondering when we will see the fall out in the housing market.  When will we see all the foreclosures which seem inevitable? Over 20 million job losses in April alone.  COVID 19, Foreclosures and the Impact to Housing The country, as…

Read More