Financial Advice

Ten Ways To Save Money in the New Year

Saving in 2019

1. If you own a home Get a mortgage checkup. If your interest rate is higher than the market or you have mortgage insurance, you may be able to refinance into a better position which would save you money.  Refinances are closing in as fast as 15 days so in 15 days you could save…

Read More

How Much Mortgage Can I Afford?

You will need a basic calculator for this.  The one on your phone is totally fine. In a perfect world you would talk to a great, amazing mortgage originator upfront.  However, we all know that is not realistic and if you are like me you want to crunch the numbers first to get a rough…

Read More

How long should it take to close a home loan?

I’ve been thinking a lot about the mortgage process.  I’m fortunate to work for a company where our CEO is constantly thinking about the same thing –  How can we make it better and faster and easier for our clients while still giving them solid advice and fantastic rates and loan options? When I personally…

Read More

How $1500 saved me 2 million dollars

I recently fell in love with the concept of buying a beach house. A place right on the coastline with endless ocean views and the sound of crashing waves while I slept. As a woman who grew up in Corona Del Mar, the beach house concept has been firmly ingrained into my DNA makeup as…

Read More

Why and How to Freeze your credit

Identity theft is happening everywhere. Everything is hackable and literally nothing is safe. The IRS has been hacked for goodness sake so you really have to go above and beyond to keep your credit safe. In order to protect yourself I recommend freezing your credit. Freezing your credit makes it so that no one can…

Read More