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VA Loans and Termite Inspections www.zerostressmortgage.com NMLS #247743 Jennifer Beeston Who Pays For The Pest Report? The 9 states where VA buyers can pay for ...

3 Big Signs You Are Not Ready To Buy A House Let me start by saying that if you are not ready right now it ...

[Complete Guide] How to Rate Shop Lenders? First things first.  You are not going to put your name and contact information on any sites that ...

2nd Job Income for Loan Qualifying Often when people are looking at buying a home, they will get a 2nd job or an additional source ...

VA Loans and Your Credit Scores Impact on Rates VA loans are different from conventional loans in many ways.  One of those ways is the ...

FHA Tightens Their Belt on Landlords and Self Employed For months I have been waiting.  We knew it was going to come.  It was impossible ...

Self Employed Borrowers 2020 Additional Requirements Buying a home or refinancing a mortgage in 2020 has additional requirements for self-employed borrowers you need to be ...

The Basics Of Money to Finance a Great Life! Money is mysterious. It should not be but it is. We live in a country where ...

How To Freeze Credit in 2020 Identity theft is happening everywhere. Everything is hackable and literally nothing is safe. The IRS has been hacked for ...

Dear Foreclosure Hunters, With unemployment hitting levels worse than the great depression people are wondering when we will see the fall out in the housing ...

How Long Does It Take To Get Pre Approved For A VA Loan?   Many people assume the VA mortgage process is long and arduous.  ...

If you are looking at mortgage loans you need to shop your rate.  I know you have heard that a million times before but I ...

FHA (US Federal Housing Administration) has mortgage insurance no matter how much you put down. A lot of people assume that, since with a conventional ...

The first and most important thing you need to know about this program is that it is for Sonoma County employees in a SEIU local ...

The city of Visalia, California offers a first-time home buyers’ program to purchase homes in the City of Visalia. The purpose of the program is to ...

1. If you own a home Get a mortgage checkup. If your interest rate is higher than the market or you have mortgage insurance, you ...

Affordable housing is a huge issue in our country. HUD considers anyone paying more then 30% of their income towards housing as cost burdened and ...

Fannie Mae and Freddie Mac have increased conventional loan limits for 2019: Explained I am sure by now you have seen at least a few ...

In the past ten years technology has radically changed the way we do business.  We have the ability to do so many things faster and ...

As a Realtor you have a lot on your plate and the last thing you want to do is worry about the lender. Unfortunately, if ...

You will need a basic calculator for this.  The one on your phone is totally fine. In a perfect world you would talk to a ...

Often when I talk to people they start the conversation with “I do not want to pay points.” This is a red flag to me ...

  A disclaimer: First off let’s get the obvious out of the way.  I am a human loan originator.  AI loan origination will threaten many ...

A good portion of my day is spent talking to people about how to save for a down payment. The basics of saving go into ...

During 2008-2011 it felt like every single house was either a short sale or a foreclosure.  Once again banks are now providing mortgages with very ...

Yesterday, June 13, 2018, the Fed raised rates by .25% and said there was a strong possibility of two more rate hikes this year.  In ...

If you are looking at mortgage loans you need to shop your rate.  I know you have heard that a million times before but I ...

I’ve been thinking a lot about the mortgage process.  I’m fortunate to work for a company where our CEO is constantly thinking about the same ...

Did you know you can make your Facebook friend list private? If you have not you should NOW. It was recently brought to my attention ...

I recently fell in love with the concept of buying a beach house. A place right on the coastline with endless ocean views and the ...

Identity theft is happening everywhere. Everything is hackable and literally nothing is safe. The IRS has been hacked for goodness sake so you really have ...

A second loan is commonly thought of as just a way to avoid mortgage insurance. The world famous 80-10-10. And yes they are fantastic for ...

Lets start with a truth bomb. The max mortgage I can qualify you for will make you "house poor". Yes, the way loan guidelines are ...