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Affordable Housing

Affordable housing is a huge issue in our country. HUD considers anyone paying more then 30% of their income towards housing as cost burdened and ...
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2019 Loan Limits Going Up

Fannie Mae and Freddie Mac have increased conventional loan limits for 2019: Explained I am sure by now you have seen at least a few ...
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The Culture Of Always Being “on”.

The Culture Of Always Being “on”

In the past ten years technology has radically changed the way we do business.  We have the ability to do so many things faster and ...
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Timeline of a Purchase Loan

Timeline of a Purchase Loan: Controlling the Process

As a Realtor you have a lot on your plate and the last thing you want to do is worry about the lender. Unfortunately, if ...
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How Much Mortgage Can I Afford?

You will need a basic calculator for this.  The one on your phone is totally fine. In a perfect world you would talk to a ...
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Mortgage Points Explained and When it Makes Sense to Buy the Rate Down

Often when I talk to people they start the conversation with “I do not want to pay points.” This is a red flag to me ...
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